A cat delegates its territory to nobody. It walks it, marks it, defends it and marks it again tomorrow, because it knows something we spent centuries forgetting: what you don't guard with your own claws isn't truly yours.
Leaving money in a bank is like leaving your cat at a boarding cattery while you go away. They don't give that cat back because he's yours — they give him back because they promised. And while he's in there, they set the rules: when he eats, whether he gets out to the yard, whether you may visit today. What you hold is a receipt.
The balance in your banking app works in exactly the same way. It isn't your money — it's a promise that they'll hand it back if you ask nicely and within opening hours. They can freeze it, demand you explain where it came from, or simply decide that today isn't the day. You don't need exotic examples to find this: it happens to ordinary people every week.
Self-custody is fetching the cat and bringing him home. With your own private keys there is nobody to ask: the balance answers to you and to no one else, twenty-four hours a day, with no middleman and no permission. It's the feline instinct applied to money — master of your own territory, uncontrollable and free. And Lightning is that house's cat flap: you go out whenever you like, without ringing anyone's bell.
This comes with the full weight of responsibility, and it would be dishonest to pretend otherwise. There's no help desk, no password recovery, nobody to call at three in the morning. Freedom always costs exactly this — and that's precisely why it's worth something.